Placing orders on the out of the box StarterSite is a bit tricky due to the fact that credit card numbers are verified in the pipeline component called creditcard.pcf. Of course you can disable credit card verification in the pipelines but that's not really the best way around. Luckily for us Microsoft has a KB article with some card numbers for testing to avoid that.
Sample Credit Numbers for Testing Credit Card Functionality
Disclaimer The opinions expressed herein are my own personal opinions and do not represent my employer's view in any way.